Smart investing is an opportunity for any adult in an extended area around Bayard to learn valuable investment and retirement information.  This will be your last chance to participate in this program sponsored by FINRA, ISU Extension and the State Library of Iowa.  Those who took the class last Fall were amazed at the learning opportunitys they could access through this program. There are three class choices.  One for those who are just beginning to save for retirement, one for those who are nearing retirement age and one for those who are retired.  Register at the Bayard Public Library.